Skip to content

Get paid to switch to a better bank. Then keep getting paid, just for banking.

Topper pays you to move your checking here, then adds a Payday Boost to your account every time your paycheck lands. A win for switching, and a win every payday after.

Earn up to $200 getting started + a $25 Payday Boost every payday
No monthly fees · FDIC-insured

Most banks pay you once. Topper keeps going.

Earn rewards while getting set up

Open the account, fund it, move your paycheck and start using it.

Getting started$150 of $200 unlocked
Next: Move your paycheck

Unlock Payday Boost

Once your qualifying paycheck starts landing, get an ongoing reward for making Topper your everyday bank.

$25
every qualifying payday.
Not just once.
Payday Boost

Payday should feel even better.

Set up qualifying direct deposit and every payday can come with a little something extra from Topper.

Your paycheck already comes every month. Why shouldn’t your banking reward?

A checking account worth making your primary.

Move one bill to Topper to finish setup. $50 reward waiting.

We make the move with you.

Your paycheck is already working for you. Your bank should too.

Switch your checking. Earn as you get set up. Keep earning when payday arrives.

Your money is FDIC-insuredUp to $250,000 per depositor
Bank-level securityEncryption and 24/7 monitoring
Real human supportPeople who help when it matters